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Protect yourself and your business from the cost of Cyber Crime and Directors risks. Non compliance risks, employee theft, hacker theft, loss of data and privacy breaches are real business risks, particularly in the health sector.
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Benefits of Cyber Insurance
Benefits of Management Liability Insurance
Who needs Cyber Insurance?
Your New Zealand business may be exposed to cyber risk
53% of New Zealand SMEs experienced a cyber threat in the first half of 2025
That’s up 36% from the year before. Cyber threats aren't limited to large organisations.
Source: National Cyber Security Centre, Cyber Threat Report 2025
More than half of SMEs hit by a cyber attack said it had an impact on their business
Impacts included financial loss, lost time, operational disruption, reduced productivity and reputational damage.
Healthcare recorded 1,542 confirmed data breaches in Verizon’s 2025 global study
Source: Verizon Business, Data Breach Investigations Report, 2025
Around 60% of breaches still involve a human element
That includes things such as phishing, credential misuse and human error – especially relevant for busy medical practices with multiple staff accessing systems and patient information.
Source: Verizon Business, Data Breach Investigations Report, 2025
1,164 cyber security incidents were reported in New Zealand in the first three months of 2026
Phishing and credential theft were the most commonly reported cyber incidents.
Source: National Cyber Security Centre, Cyber Security Insights Q1 2026
$5.6 million in direct financial losses were reported in just three months
Reported cyber-related losses increased 76% from the previous quarter.
Source: National Cyber Security Centre, Cyber Security Insights Q1 2026
Privacy breaches can affect customer trust as well as your bottom line
67% of New Zealanders surveyed said they would be likely to change providers if they learned their provider had poor privacy and security practices.
Healthcare providers are being specifically targeted by ransomware groups
In a 2026 joint advisory, NZ's NCSC said INC Ransom activity showed a trend toward disproportionately targeting healthcare providers worldwide, including activity in New Zealand and the Pacific.
Nearly 100,000 New Zealanders had sensitive health information exposed in the Manage My Health cyber breach
The Ministry of Health described it as one of the most serious cyber incidents experienced in New Zealand.
Source: Ministry of Health, May 2026
US$7.42 million – the average cost of a healthcare data breach globally in 2025
Healthcare remains one of the most costly sectors for data breaches.
Source: TMC Insight – February 2026